Get yourself an older model car
Older models tend to be cheaper than newer ones. This is because they are less likely to suffer from theft or vandalism and therefore don’t need as much protection from the insurer.
They also tend to be safer than newer models because they have more airbags and other safety features fitted as standard.
Choose your own number plate carefully
The number plate on a car has a huge impact on how much drivers pay for insurance.
For example, if drivers choose a number that has been used previously or one that looks like another (even slightly), then this could result in higher premiums being charged by insurers because there’s a greater chance of a stolen number plate being put back on the car.
If drivers are looking for a personalised number plate, then they may find that it will cost more to insure than one which has been issued by the DVLA.
Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.