One WCNC Charlotte viewer emailed the newsroom stating he only drives about 5,000 miles per year, and wanted to know if he could save money.
CHARLOTTE, N.C. — According to the Pew Research Center, 14% of employed adults are working from home. That means they are not using their cars as much.
One WCNC Charlotte viewer emailed the newsroom stating he only drives about 5,000 miles per year, and wanted to know if he could save money because of his low mileage.
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The VERIFY team looked into it.
THE QUESTION
Can you get pay-per-mile car insurance in North Carolina?
THE SOURCES
THE ANSWER
No, you cannot get pay-per-mile car insurance in North Carolina.
WHAT WE FOUND
According to the latest data from the Department of Transportation Federal Highway Administration, people drive on average around 13,476 miles a year.
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NerdWallet broke down four types of car insurance that allow drivers to pay per mile. Nationwide SmartMiles is one of them; it tracks your miles from a device that’s installed in your vehicle.
NerdWallet states if you drive less than 8,000 miles, it’s worth it. The only problem is it isn’t offered in North Carolina, and is only available in selective states.
WalletHub also said pay-per-mile coverage is not offered in North Carolina. But many insurance companies in North Carolina do offer drivers low mileage discounts and usage-based insurance, which tracks your driving habits and gives discounts for safe driving.
Contact Meghan Bragg at mbragg@wcnc.com and follow her on Facebook, X and Instagram.
VERIFY is dedicated to helping the public distinguish between true and false information. The VERIFY team, with help from questions submitted by the audience, tracks the spread of stories or claims that need clarification or correction. Have something you want VERIFIED? Text us at 704-329-3600 or visit VERIFY.
WCNC Charlotte’s Verify series is all about trying to make a difference in the Carolinas by making sure the community has the correct information. WCNC Charlotte outlines concisely what we know and what we don’t know. Sometimes the answer can be surprising. Watch previous stories where we verify social media claims in the YouTube playlist below and subscribe to get updated when new videos are uploaded.
Clinton Mora is a reporter for Trending Insurance News. He has previously worked for the Forbes. As a contributor to Trending Insurance News, Clinton covers emerging a wide range of property and casualty insurance related stories.