Who offers the cheapest cat insurance in Idaho?

Out of the top-scoring companies in our evaluation, Pets Best offers the cheapest cat insurance. Based on our analysis of sample rates, a cat insurance policy with Pets Best costs $17 a month. 

Figo offers lower rates, but policies lack important features, such as coverage for behavioral therapies, and therefore did not score high enough to earn a top spot in our analysis. 

Pet insurance considerations in Idaho

Pets in Idaho face a range of potential health risks, especially during the summer months. For example, in bodies of water warm in Idaho, toxic algae can bloom, which is poisonous and deadly to dogs and cats if ingested. 

Animals and insects can also lead to pet injuries and illnesses in Idaho. For instance, the Idaho Fish and Game department has received reports of wildlife, like bobcats and coyotes, attacking pets in recent years. And parasites like ticks can cause Lyme disease, while flea bites can lead to tapeworm infections.

Pet insurance includes coverage for sudden illness and injuries. A pet wellness plan add-on can help you pay for routine care and preventive treatment, such as vaccines and flea and tick medications. 

How to choose the right insurance for your pet

Pet insurance might be worth it if you’re looking for help paying your pet’s health care—especially large, unexpected vet bills. When shopping for a pet insurance policy in Idaho, consider the following tips:

• Understand coverage amounts. Every top-scoring company in our Idaho evaluation offers unlimited annual coverage, except for ASPCA. 
• Think about out-of-pocket expenses. The lower your reimbursement level, the cheaper your premiums, but the more you’ll pay if your pet needs care. 
• Consider add-ons. You might expand coverage by adding a wellness plan, which covers routine and preventive care, like vaccinations. 
• Compare companies. Get quotes from multiple companies so you can compare coverage offerings and policy costs. 

Idaho pet insurance company summary