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has established an insurance agency as it looks to expand beyond its core lease-guarantee offering.

Cosign Insurance Agency received a resident insurance producer license in New Jersey on June 17, 2026, covering property, casualty and surplus lines. The agency also secured general lines and surplus lines licenses in Texas on July 13.

Cosign, Inc. owns the agency, with co-founder and CEO Zachary Schofel serving as its designated responsible licensed producer. Co-founder and CTO Jacob Schofel is also listed as an officer.

Cosign works with landlords and property managers to help applicants qualify for rental housing. The company acts as a lease guarantor when renters do not satisfy a property’s traditional income, credit or rental-history requirements. Its website states that the service is distinct from renters insurance.