The reason to opt for separate insurance for your collection is that it won’t affect the premium of your current homeowner’s insurance. Additionally, most homeowners and renters insurance coverage limits rarely exceed $5,000, do not always cover certain losses associated with damage or loss outside the home, and may have high deductibles written in. With Hodinkee Insurance, you’re getting maximum coverage for your collection without premiums, deductibles, or hassle.
Alice J. Roden started working for Trending Insurance News at the end of 2021. Alice grew up in Salt Lake City, UT. A writer with a vast insurance industry background Alice has help with several of the biggest insurance companies. Before joining Trending Insurance News, Alice briefly worked as a freelance journalist for several radio stations. She covers home, renters and other property insurance stories.