As students across Kansas prepare to return to the classroom, Kansas Insurance Commissioner Vicki Schmidt reminds students and parents to add insurance to their back-to-school checklist.

“Many insurance companies offer products and discounts geared toward students and their particular needs,” said Insurance Commissioner Vicki Schmidt. “Be sure to check with your insurance agent to make sure your student is covered and you are taking advantage of the discounts.”

Parents and students should be aware of the following discounts and coverages:

• Good student discount: Good grades pay off. Remember to inform your auto insurance agent every semester when good grades are achieved. Students may be eligible for a good student discount, resulting in potential savings on your premiums.
• Renters insurance: Renters insurance can protect your personal property and belongings from theft, fire, or water damage, even while living in a dorm. It’s also relatively inexpensive and can provide valuable coverage. Some homeowner’s policies cover this, as well.
• Identity theft coverage: Check your homeowners insurance policy for identity theft coverage while students are away. If you are renting, see if your renters insurance covers identity theft or if it can be added.

Source: Kansas Insurance Department