While you cannot legally drive your car or renew your road tax without car insurance in Malaysia, unfortunately, standard car insurance policies typically do not cover damage caused by natural disasters, including floods, windstorms, rainstorms, landslides, subsidence, and other acts of nature.
Although comprehensive car insurance policies offer extensive protection for your vehicle in various situations, they still do not cover damage caused by natural disasters.
That is unless you have paid extra for add-on coverage under your comprehensive insurance.
Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.