Stephen Freeman

Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.

Why you and your neighbour aren’t paying the same for car insurance

You and your neighbour could be driving the exact same car, parking it in the same street, and still end up paying completely different insurance premiums. Sound familiar? It’s one of those everyday frustrations that doesn’t quite add up —...

How staged 18-wheeler crashes cost Louisiana truckers millions, drove up insurance rates

JEFFERSON, La. (WVUE) - Federal prosecutors say dozens of drivers intentionally crashed into 18-wheelers between 2015 and 2020, hoping to secure large insurance payouts through bogus lawsuits.The staged crashes, many of which took place in New Orleans East...

How Small Business Insurance is Evolving: Balancing Speed, Data, and Underwriting Discipline : Risk & Insurance

As carriers race to streamline the quoting experience, small business insurance is becoming faster and more data-driven—but the complexity behind the scenes hasn't gone anywhere. ...

How modern fleet safety programs can help lower skyrocketing commercial insurance premiums » World Business Outlook

As commercial transportation faces nuclear verdicts and rising premiums in 2026, insurance providers are closely scrutinizing the effectiveness of fleet safety programs. Insurers now prioritize data-driven, preventive risk controls as the standard for insurance premium reduction. Fleets with...

Lemonade AI Insurance: 3M+ Customers, AI Chatbots, and $1.3B In-Force Premium by 2026 – News and Statistics

May 3, 2026 The insurance company Lemonade has been utilizing artificial intelligence since 2015, long before the recent surge in chatbot adoption that began in early 2023, according to a recent report.Lemonade (NYSE: LMND) offers policies across five markets:...
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