Better Mortgage originates home loans in all 50 states and Washington, D.C. It’s a subsidiary of Better, a digital homeownership holding company whose other subsidiaries sell home insurance, title services, home improvement loans, home inspections and real estate agent services. As a result, you can obtain these services in addition to your mortgage, making Better a convenient, one-stop option for homebuyers.

The lender publishes its best available mortgage rates on its website. You can customize your mortgage rate quote based on ZIP code and loan type without providing any personal information.

In addition to the products listed above, Better also offers a home equity line of credit (HELOC). Like Better’s home loans, you can apply for a HELOC completely online. There are no lender fees, and qualified homeowners can access up to $500,000.

Loan Types

Better Mortgage offers the following types of mortgages:

Loan Minimum

Better Mortgage doesn’t publicly disclose whether it has a minimum mortgage amount. Some lenders do not offer small mortgage loans, which can make it challenging for people to buy, renovate or refinance less-expensive homes.

Loan Maximum

Loan maximums depend on mortgage type and qualifications. Customers can borrow up to $3 million on a jumbo loan through Better Mortgage, according to the company’s website.

Loan Servicing

Better Mortgage says it initially services borrowers’s loans in conjunction with The Money Source, a subservicing company. At some point, Better Mortgage may sell your loan to an investor and transfer servicing.