Car Insurance in Corona, N.Y.: Cheap Rates (2023)

We’ve narrowed down the best car insurance options in Corona to these five providers: NY Central Mutual, Geico, USAA, Progressive and Erie Insurance. These companies give drivers rates that are lower than average for both minimum and full coverage while also having excellent customer service, strong mobile apps and high-quality coverage.

Keep reading: Cheap car insurance

Unless stated otherwise, the following cost tables show average rates for the driving profile of a 35-year-old married driver with good credit and a clean driving history.

Our data shows that the average cost of car insurance for minimum coverage in Corona is $165 per month or $1,974 per year. This is about 216% more than the national average of $52 per month or $627 per year. Similarly, full-coverage insurance costs $322 per month or $3,860 per year on average, which is about 93% more expensive than the national average of $167 per month or $2,008 per year for full coverage.

Cheapest Liability Car Insurance in Corona, N.Y.

NY Central Mutual offers the cheapest liability insurance with average rates of $94 per month or $1,126 per year. Geico is the second-cheapest option in Corona with average rates of $107 per month or $1,283 per year.

Liability coverage is the minimum coverage required by the state of New York. According to New York law, all drivers must either meet or exceed the following minimum requirements:

• $25,000 bodily injury liability per person
• $50,000 bodily injury liability per accident
• $10,000 property damage liability per accident
• $25,000 uninsured motorist bodily injury coverage per person
• $50,000 uninsured motorist bodily injury coverage per accident
• $50,000 personal injury protection

Cheapest Full-Coverage Car Insurance in Corona, N.Y.

A full-coverage car insurance policy can be pricey in Corona. Full coverage includes liability plus comprehensive coverage and collision coverage, which protect against damage to your vehicle in a variety of situations. Progressive is the cheapest full-coverage option with average rates of $200 per month or $2,396 per year.

There are plenty of factors that make car insurance prices go up or down, and the insurance company that’s cheapest for one person may not be for another. In this part, we’ll talk about how the cost of car insurance in Corona is affected by how old the driver is, their credit score and how good or bad their driving record is.

Some of the best ways to save on car insurance premiums in Corona are by bundling them with homeowners insurance, life insurance coverage and renters insurance. Small business owners may want to consider whether business insurance could also be bundled with car and home insurance.

Corona Car Insurance Cost by Age

Car insurance for teenagers is generally more expensive because they have a higher chance of getting into accidents or breaking traffic rules. Our data shows that 16-year-olds pay about $531 per month or $6,366 per year for car insurance in Corona.

As people in their 20s keep driving, the cost of car insurance goes down and continues to decline throughout middle age. Below are the average minimum-coverage car insurance costs for different age groups in Corona.

Cheapest Car Insurance in Corona, N.Y.: Teen Drivers

Car insurance for teens is expensive, but some insurance providers tend to be more affordable than others. Our data shows that NY Central Mutual is the cheapest car insurance company for teen drivers with minimum-coverage rates as low as $212 per month or $2,545 per year. Geico, Progressive and Chubb also offer affordable premiums for Corona teens.

Corona Car Insurance Cost by Credit Score

Many states, including New York, let car insurance companies use credit scores when figuring out how much to charge for premiums. You’ll have to pay more if you’ve got a low credit score, while you’ll likely get charged less with a high credit score.

Cheapest Car Insurance in Corona, N.Y.: Poor Credit

Our rate data shows that Geico is the cheapest option for car insurance for bad credit in Corona. The company offers minimum-coverage policies to drivers with poor credit for rates of $137 per month or $1,647 per year. This is 17% less than the overall state average for minimum coverage with good credit.

Corona Car Insurance Cost by Driving Record

Drivers who’ve gotten speeding tickets, been involved in car accidents or have a DUI on their driving records should anticipate higher car insurance costs. On average, speeding can increase your car insurance rates by 19%, an at-fault accident by 39% and a DUI by 42%.

The price increase for insurance differs widely between companies. Based on our research, NY Central Mutual is the recommended company if you have any of these driving violations. The table below shows average rates by company for drivers who have either a speeding ticket, accident or DUI on their record.

Keep reading: Insurance rates for high-risk drivers

Cheapest Car Insurance in Corona, N.Y.: Speeding Ticket

According to our data, NY Central Mutual offers the cheapest auto insurance rates to drivers who have a speeding ticket on their records — $115 per month or $1,382 per year. USAA follows close behind with an average monthly rate of $130, while Progressive, Erie Insurance and Geico round out the top five options for cheap speeding ticket car insurance in Corona.

Cheapest Car Insurance in Corona, N.Y.: At-Fault Accident

If you’re responsible for an accident on your driving record, insurance rates will probably go up more than if you were caught speeding. NY Central Mutual and USAA are the cheapest options here with average rates of about $115 per month and $150 per month, respectively. You can see that companies have prices all over the map for this amount of auto insurance coverage after an accident.

Cheapest Car Insurance in Corona, N.Y.: DUI

Getting a DUI is a major issue and can make your car insurance costs in Corona go up by hundreds of dollars per year. Progressive is very cheap compared to other companies, offering average rates of $122 per month or $1,462 per year for drivers with a DUI. NY Central Mutual, USAA and Chubb are also good options with rates under $198 per month on average.

Auto insurance in Corona, N.Y., is significantly pricier than both the New York state and national averages. However, there are still a few affordable insurance providers available. NY Central Mutual offers the cheapest minimum coverage in the city, with a monthly cost of around $94. Another option is Progressive, which provides affordable full-coverage rates for Corona drivers at $200 per month.

Compare free quotes to find the company that meets your New York car insurance needs at the best rate. You can weigh insurance products and even get auto insurance quotes online. It’s also simple to find English- and Spanish-speaking insurance agents spread throughout Queens.

Here are some frequently asked questions about the cheapest auto insurance in Corona, N.Y.:

*Cost data comes from Quadrant Information Services and is accurate at time of publication.