Car insurance rates in Blacksburg October 2025
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only.
– Virginia Farm Bureau provides the cheapest liability coverage at $22 per month in Blacksburg.
– Virginia Farm Bureau offers the cheapest rates for full coverage insurance in Blacksburg at $52 per month.
Read on to learn more about car insurance price trends in Blacksburg. More car insurance rate data is available in the original article at Way.com.
Cheapest liability insurance in Blacksburg
For drivers looking to meet Blacksburg minimum car insurance requirements, liability-only insurance is the most budget-friendly choice.
Cheapest liability insurance in Blacksburg
#1. Virginia Farm Bureau: $22
#2. American Family: $24
#3. Farm Bureau: $27
#4. Travelers: $28
#5. Cincinnati: $29
Cheap full coverage in Blacksburg
Full coverage combines liability, comprehensive, and collision insurance, offering broader protection than liability coverage, which only covers damages or injuries you cause to others.
Cheapest full coverage insurance in Blacksburg
#1. Virginia Farm Bureau: $52
#2. American Family: $64
#3. Auto-Owners Insurance Co: $65
#4. Cincinnati: $66
#5. Travelers: $74
Impact of traffic violations on Blacksburg auto insurance rates
In Blacksburg, your car insurance premiums can rise significantly due to traffic violations. The extent of the increase depends on factors such as the violation type, local regulations, and the insurer’s policies. Minor offenses like speeding might cause a small increase, while more serious violations, such as DUIs, can lead to much higher rates. Additionally, the effect on premiums in Blacksburg may differ from the national average due to regional risks and rules.
Here’s a breakdown of average auto insurance rates in Blacksburg after common driving violations.
– No violation: $133
– Not-at-fault accident: $138
– Failure to wear a seat belt: $158
– Speeding 6 – 10 MPH over limit: $160
– Speeding 21 – 25 MPH over limit: $176
– DUI: $265
– Reckless driving: $240
– Driving with a suspended license: $279
– Leaving scene of an accident/hit and run: $279
This story was produced by Way and reviewed and distributed by Stacker.
Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.