After a car accident, the first thing to do is to take an insurance claim, so that you can easily get your car repaired. Experts say that if someone’s car meets with an accident then the claim should be applied for within 7 to 10 days. This helps in claim processing. If you also want your car insurance claim to be passed easily, then you should keep some things in mind while filing the claim.
Inform the insurance company about the accident
Whenever there is an accident in your car, you should first inform it to the insurance company. Only after this the vehicle should be taken to the garage or dealer. Along with this, take proof from the garage that you have deposited your car in the garage. Also, get an estimate of the cost of repairing the vehicle and share it with your insurance company.
Provide bill information in the claim form
Fill in the claim form the details of the bill for the money spent in repairing the vehicle after an accident. If your insurance includes cover for injuries caused by an accident, then you can claim medical bills as well.
Questions asked after receiving final settlement
There is a difference between the amount claimed by you and the claim given by the insurance company. For this reason, make sure that you get the benefits that are covered by the insurance company. Standard repair rates are charged by the insurance company. For this reason, you should always ask questions to the insurance company representative regarding each item on the claim sheet. Also keep its record with you.
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Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.