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Texas Car Insurance Costs in 2026: Why Premiums Are High and What Crashes Have to Do With It

If you’ve opened your renewal notice lately and sighed (or maybe cursed) at the number, you’re not alone. Crash costs keep climbing, storms keep smashing up cars, and modern vehicles just aren’t cheap to fix — that’s the cocktail pushing Texas premiums higher...

Florida insurance rates drop as companies announce cuts

Florida's insurance rates for homes and autos are seeing significant reductions as six companies announce rate cuts, according to the state's insurance commissioner.Walter Baretta of Cape Coral, who works in construction, understands the financial burden of insurance."Sometimes those payments are as high as...

Alberta auto insurance rate caps harming market: report

The Montreal Economic Institute, an independent think tank, concluded that price controls on auto insurance...

AI in auto claims is a necessity

Not long ago, conversations about AI in auto insurance were filled with hypotheticals: Would algorithms meaningfully change claims handling? Could collision repair shops benefit from automation? Should we expect AI to alter how damaged vehicles are assessed or how consumers navigate an accident?Processing...

State aims to rein in high insurance costs | News, Sports, Jobs

<!-- SHOW ARTICLE --> New York state is attempting to tackle the high cost of car insurance. On Tuesday, Gov. Kathy Hochul highlighted proposals to bring down costs of vehicle insurance rates and tackle fraudulent claims across New York State. Hochul said she is...

Car insurance costs to increase in 2026 after falling in 2025

Thirty-nine states saw auto insurance prices fall in 2025, but the most expensive places, including Washington, D.C., and New Jersey, saw more increases Cambridge, Mass.—Insurify has released its 2026 Insuring the American Driver Report, which analyzes the emerging car insurance affordability gap across states. Drawing from Insurify’s...