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California blocks home insurance non-renewals after Gifford Fire

Insurance Commissioner Ricardo Lara ordered insurers to maintain residential property coverage for more than 147,000 California policyholders following the Gifford Fire, after Gavin Newsom issued an emergency declaration on December 23. The directive applies across Kern, Santa Barbara, San Luis Obispo, and Ventura...

Why state minimums may not save you

As inflation drives repair and medical costs up, many households are unknowingly underinsured. That means they have insurance, but limits are too low to cover a major claim.These gaps in home and auto policies can lead to major out-of-pocket expenses."I had liability, because...

Tampa homeowner drops property insurance after rates soar, joins growing trend

TAMPA, Fla. — A Tampa Heights homeowner has made the difficult decision to drop his property insurance after his premiums increased by thousands of dollars, joining a growing number of Florida residents going without coverage. It's called "going bare."According to a 2024 article...

One Chart That Explains the Housing Affordability Crisis

Key Takeaways Affordability problems weighed down the housing market in 2025, though there were signs of improvement.Mortgage rates declined somewhat and more listings hit the market, helping to ease some of high expenses of buying a home.Experts predict that mortgage rates will continue...