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Home Insurance

Property insurance non-renewal rates rising fastest in Florida, Louisiana and Hawaii

NEW ORLEANS (WVUE) - As the insurance crisis persists, many people in south Louisiana are feeling the strain of rising premiums.Sandy Sporl, who lives in the New Orleans area, says her property insurance costs have surged.“Oh, definitely, you know it’s almost double than...

Insurance-Property Insurance-Denial of Coverage-Vexatious Refusal to Pay

Defendant moved for partial summary judgment on plaintiff’s complaint. After a hailstorm damaged plaintiff’s building, it sought coverage under its insurance policy with defendant. After defendant refused to pay the full claim, plaintiff filed suit asserting breach of contract and vexatious refusal to...

Fewer Insureds Shopping, More Switching, Says JD Power

Shopping slowed, but switching endures. That’s according to a recent report from J.D. Power, assessing insureds’ shopping habits for auto, home and renters’ insurance in Q2 2025. Overall shopping declined this quarter after setting a record high...

Major Insurer’s Big Rate Hike Is Raising Homeowners’ Bills—and Legislators’ Eyebrows

State Farm is set to hike homeowners insurance rates by 27.2% in Illinois—adding roughly $746 to the average policyholder’s annual premium and igniting a growing political firestorm.Nationwide, nearly 1 in 7 homes now lack insurance due to owners’ affordability concerns. But in Illinois,...