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Home Insurance

Wildfires are putting your insurance at risk. Here’s why.

I thought my home was safe from insurance problems. I don’t live in a wildfire area. Most of us don’t. But my insurance is at risk and yours is too. The reason is a combination...

Climate change keeps punching insurers in the wallet—2023 was the 4th straight year over $100 billion of natural catastrophe losses

Finance professionals lamenting the ever-increasing costs of insuring their commercial property portfolios likely won’t be surprised by the latest research from global reinsurer Swiss Re, which reported global insured losses from last year’s natural catastrophes (Nat Cat) totaled $108 billion, exceeding the $100 billion mark for the...

Preserve choice, retain competitive electricity suppliers

IMAGINE IF YOUR CHOICE for a mobile phone company had one option because your state’s legislators believed you didn’t understand the rate plan. What about your right to select your doctor? Or choose your home insurance provider? As an American, you would likely...

California Won’t Let Homeowners Insurance Companies Raise Rates, so They’re Leaving the State Instead

Reading insurance trade magazines isn't everyone's idea of a great time, but every Californian should pay attention to the latest news in that arcane world. "State Farm to pull out of 72,000 California insurance policies," blared a Reinsurance News headline. State Farm provides...

St. Cloud homeowners offered free roof replacement program

Getting a new roof these days can be astronomical, but in the long run, you could save on property insurance costs.What if you could get a roof for free?There's been one such program that was just extended to one Central Florida city.“So this...