Motorists could save hundreds of pounds on their vehicle running costs by making one change in 2026, according to experts. New data from Confused.com has found that new road users can save over £300 on their car insurance costs by making one tweak to their policy.
According to the insurance specialists, petrol and diesel road users who add their spouse or partner to their agreement may be able to save an average of £315 per year. New data from Confused.com from a survey of 2,000 UK adults found that almost 3 in 4 (71%) of coupled-up drivers admit to adding their partner as a named driver on their car insurance policy.
Matt Crole-Rees, motoring expert at Confused.com car insurance stressed that adding a partner to an agreement has a range of additional benefits as well as saving money.
Matt explained: “When it comes to car insurance, many drivers are keen to keep costs as low as possible. That’s why adding your partner to your insurance is an effective way to keep costs low – saving drivers an average of £315 on their premiums.
“Not only can this cut the cost of your insurance but there are other benefits of adding your partner to your insurance. The shared responsibility that comes with joint insurance is helpful when considering longer trips or if there’s an emergency. You and your partner can share the responsibilities fairly and legally.”
The data from Confused.com found that motorists with ‘insured only driver’ deals pay an average of £821 per year. However, ‘insured and spouse’ agreements came to just £506 per year, making up a staggering £315 saving.
However, adding two named drivers makes little difference with average costs down just £1 per annum, dropping to £822 on average.
Although experts have warned that road users have to take precautions when changing their agreements, with false details likely to backfire and completely invalidate an agreement in a major blow.
Matt added: “It’s important to be accurate when adding your partner to your insurance. Incorrect details could put you and your partner at risk of invalidating your policy. If you can’t add your partner to your insurance, don’t worry – there are plenty of other ways to save on your car costs.”
Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.