If you need a convenient renters policy that offers comprehensive coverage and your leasing office is a preferred provider of eRenterPlan, then it may be a good choice. However, its rates tend to be higher than national average, so you may pay more for coverage than if you opt for a cheaper renters insurance provider. A lack of discounts makes those rates even less favorable compared to competitors.
We rate eRenterPlan 3.35 out of 5. It has several positive qualities, and many policyholders appear satisfied with their coverage and claims handling. However, it lacks some features that competitors provide and outside companies handle policy underwriting and claims processing.
Not sure if eRenterPlan is the right renters insurance for you? These companies may be a better fit:
Lemonade offers comparable coverage and a similar online experience at a lower cost. The addition of a mobile app makes it even more accessible. It is an excellent choice for renters looking to get affordable and customizable coverage; however, coverage is not available in all states. We rate it 4.3 out of 5 for low costs, ease of use and high customer satisfaction scores.
Nationwide is an excellent renters insurance company that provides comprehensive coverage, multiple discounts and an easy-to-use quoting and policy management system. Its premiums tend to be slightly higher than competitors, but it offers numerous discounts to help policyholders save. We rate Nationwide 4.55 out of 5.
State Farm is the largest U.S. provider of home insurance. It offers excellent personal property and liability coverage, customization options and excellent customer service. State Farm’s rates are about average compared to similar companies. It also offers a significant discount for bundling home and auto insurance products, which can reduce premiums even further. We rate it 4.45 out of 5.