TAMPA, Fla., April 29, 2024 /PRNewswire/ — AutoInsurance.org recently published a guide to auto insurance for immigrants in which they found Geico the best provider.
Geico Has the Best Auto Insurance for Immigrants (Just $30 a Month!)
AutoInsurance.com’s top 10 list of insurers for immigrants is as follows:
- Geico
- Progressive
- State Farm
- Allstate
- Farmers
- Nationwide
- Liberty Mutual
- Travelers
- The Hartford
- AAA
One of the reasons Geico earned the top spot is that they offer multilingual customer service, so immigrants of many nationalities can speak with someone in their language. They also have the cheapest average premiums for immigrants.
Pros and Cons of the Best Car Insurance Providers for Immigrants
In addition to offering multilingual service, Geico focuses on online tools and their app to make getting and managing a policy simple. Unfortunately, Geico’s discounts pale in comparison to the competition.
Progressive also offers multilingual customer service. Their policies can be customized to meet customer needs and budgets. Drivers with risk factors like a poor driving record may discover Progressive’s rates are higher than others.
State Farm offers a nationwide network of agents so customers can build relationships and have easy access to human agents for help. State Farm’s rates may be higher than other top providers, though.
Getting Insurance as an Immigrant
Documented immigrants will likely find that getting car insurance is straightforward, while undocumented immigrants may not have an easy path.
The issue is that most insurance providers require a driver’s license to underright a policy. In most states, it’s not easy or possible to get a driver’s license as an undocumented immigrant.
Many drivers choose to obtain a driver’s license in a state with a more lenient licensing policy. Once an undocumented immigrant has a license, getting insurance is possible without issue.
Melanie Musson, a nationally recognized insurance expert with AutoInsurance.org, explains, “Getting insurance is the easy part. Getting a license is the hard part, depending on where an immigrant lives.”
Best States for Immigrants to Obtain a License
Since getting a license is a critical factor in becoming eligible for insurance, AutoInsurance.com published a list of the top 10 states for immigrants to obtain a license.
- California
- Colorado
- Illinois
- Maryland
- Nevada
- New Jersey
- New York
- New Mexico
- Oregon
- Utah
These states allow immigrants to obtain a license regardless of their immigration status.
Read AutoInsurance.org’s entire report here: Best Auto Insurance for Immigrants in 2024 (Our Top 10 Picks).
SOURCE AutoInsurance.org
Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.