GMC Hummer EV Insurance Costs by Company

By comparing car insurance quotes from a variety of insurers, GMC Hummer EV owners can potentially save hundreds of dollars each year. In our evaluation of major insurance companies, Travelers was the most economical option for insuring a Hummer EV. Mercury was also a lower-cost option.

Related: The best car insurance companies

GMC Hummer EV Insurance Costs by State

State variations in GMC Hummer EV auto insurance costs are typically driven by past claims in the state, medical costs, repair costs, state regulations and more. Florida is the most expensive state for insuring a Hummer EV ($8,473 a year). Hawaii is the cheapest ($2,275 a year).

Cost of Insurance for a GMC Hummer EV Based on Driver Age

The cheapest age for insuring a GMC Hummer EV is 60, according to a Forbes Advisor analysis of rates.

The most expensive age to insure a Hummer EV is age 20.

There are many factors that go into determining your own car insurance rates. These usually include your driving record, your garaging address (where you keep the vehicle), annual mileage, your credit-based insurance score (poor credit risks pay more), your past auto insurance claims, the model of the car, any recent lapse in your car insurance and the types and amount of coverage chosen.

Related: 9 Factors That Affect Your Car Insurance Rates

How to Save Money on GMC Hummer EV Car Insurance

There are several ways you can lower car insurance costs, such as:

• Compare auto insurance quotes. Auto insurance companies each have their own formula for pricing insurance for a GMC Hummer EV. The best way to find a competitive cost is to compare car insurance quotes from several insurers.
• Purchase the right amount of car insurance. While you want to make sure you have enough insurance, you also don’t want to overpay for insurance you don’t need for a Hummer EV. Here’s a guide to determining how much car insurance you need.
• Maintain a good credit score. Insurers in most states can use your credit-based insurance score as a factor in setting rates. But not all insurers weigh this factor the same, which is why it’s wise to get multiple quotes.
• Raise your car insurance deductible. Usually the higher the car insurance deductible, the less you pay in premiums. Common deductible amounts range from $250 to $2,000 and up.

Methodology

Unless otherwise noted, rates are based on a 40-year-old female with a good driving record and insuring a new vehicle. Rates shown are for coverage of $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability (100/300/100), uninsured motorist coverage, collision and comprehensive insurance with a $500 deductible, and any other coverage required in a state. Source: Quadrant Information Services.

*USAA car insurance is available only to military members, veterans and their families.