Are you wondering if Hallmark auto insurance is right for you and your car? Read on to learn about Hallmark car insurance coverage, costs, discounts, and more before deciding if this company should be your first choice for protection after an accident.

If you’re looking for the best car insurance coverage at a good rate, use our free quote comparison tool below to see prices from top insurers in your area.

Hallmark auto insurance is provided by a company called Hallmark Financial, not to be confused with Hallmark Insurance Group, Inc. Along with car coverage, the company also offers business insurance, renters insurance, personal aircraft insurance, and more. Hallmark is known among drivers for its competitive rates and affordable payment plans.

Headquartered in Dallas, Texas, Hallmark auto insurance is available in the following seven states:

• Arizona
• Arkansas
• Nevada
• New Mexico
• Oklahoma
• Tennessee
• Texas

Hallmark Financial will match you with one of its three partner companies to satisfy your auto insurance needs: American Hallmark Insurance Company of Texas, Hallmark Insurance Company, or Hallmark County Mutual Insurance Co.

Hallmark Financial Auto Insurance Pros And Cons

Hallmark car insurance is available for one- and six-month policy periods, which is nice for drivers who want short-term coverage. The company specializes in minimum liability policies, catering to customers who simply want to meet their states’ minimum car insurance requirements. However, you can also get full-coverage insurance and non-owner insurance through Hallmark Financial.

Here’s a full list of the coverages available with a Hallmark car insurance policy:

• Bodily injury liability insurance
• Property damage liability insurance
• Collision coverage
• Comprehensive car insurance
• Medical payments (MedPay) coverage
• Uninsured/underinsured motorist coverage
• Towing and labor coverage
• Rental car reimbursement

The average car insurance payment varies from person to person based on demographic factors like age, location, gender, and marital status, as well as the type of vehicle you drive and your driving history. Because of this, it’s difficult to pinpoint how much Hallmark car insurance will cost each driver. You’ll need to reach out for a personalized quote to see the rates the company can offer you.

Some discounts that Hallmark car insurance customers could be eligible for include:

• Multi-car discount
• Homeowners discount
• Recurring payment discount
• Multi-policy discount
• Prior coverage discount
• Foreign driver’s license discount

How to Get A Hallmark Financial Auto Insurance Quote

You can get a quote for Hallmark car insurance by calling to speak to a local insurance agent or by going on the company’s website to fill out a form. To file a claim, customers can contact an agent over the phone, by email, or live chat on the website.

If you want a simpler quote process, we recommend using the free tool below to get matched with the best providers and rates in your area:

Hallmark Financial holds an A+ rating from the BBB. Many customers on the platform report high levels of satisfaction with the friendliness, directness, and professionalism of the Hallmark car insurance customer service department.

However, there have been a few complaints filed against Hallmark through the BBB. These mention motorists being dissatisfied by the claims processing speed. Despite persistent calls and emails, some reviewers who got into accidents with motorists insured by Hallmark Financial report trouble getting compensated on repairs and medical bills by the company. Hallmark has replied to these complaints explaining the individual circumstances of each claim that have prohibited a resolution.

Here are a few examples:

“After speaking with my third adjuster today and reaching no resolution, I am filing a complaint. I did not want to do this, after nearly a year and three adjusters. I would like to get these issues resolved… I want to be made whole for all of the out-of-pocket expenses I have incurred thus far, the deficit on my vehicle for being in a no-fault accident, and the physical damage that was done. I don’t believe for a moment that is asking too much.”

– Anonymous via BBB

“The worst insurance to deal with. This is the type of insurance company that takes three months to figure out when a policy was reinstated and will probably take another three to get me an email. Very inefficient and poor service.”

– Diana M. via BBB

Overall, we give Hallmark Financial 3.5 out of 5.0 stars. Hallmark car insurance has some great perks, like bilingual claims and customer service, and it seems that company representatives act professionally and kindly toward customers. According to some drivers, however, the claims process does not operate efficiently or quickly. On top of that, we wish there were additional coverages like accident forgiveness and guaranteed asset protection (GAP) insurance.

After reviewing the top car insurance companies in the nation, Geico and Progressive are two companies that came out ahead of the pack. Whether you’re looking for the minimum car insurance or something more comprehensive, we recommend looking into both of these providers and comparing policies to best inform your decision.

Whenever you shop for car insurance, it’s smart to get quotes from multiple auto insurance companies to guarantee you are receiving competitive rates and coverage. In addition to the insurance company you choose, factors such as your age, vehicle make and model, and driving history can affect your premium, so what’s best for your neighbor might not be best for you.

Use our tool below to start comparing free, personalized car insurance quotes.

Progressive: 4.5 Stars

Progressive is a great option for people in their 20s and those with DUIs on their records. It is one of the biggest auto insurance providers in the nation, with thousands of reviews from satisfied customers and high ratings from the BBB and AM Best.

Progressive customers can customize auto insurance policies to their needs. Customers have the option to purchase basic car insurance plus additional add-ons such as roadside assistance, rental car reimbursement, custom parts and equipment coverage, and rideshare coverage.

Progressive also has many money-saving features, including a deductible savings bank, bundling, usage-based insurance, and the Name Your Price® Tool that quickly matches you to a plan that fits your budget.

Geico: 4.5 Stars

Geico is a great insurance company for students and was our choice for the Best for Basic Coverage in the United States. Geico offers competitive rates and numerous discounts while maintaining an A+ rating on the BBB, an AM Best financial strength rating of A++, and impressive scores in numerous J.D. Power studies.

In addition to standard coverage, you can get roadside assistance, rental car reimbursement, rideshare coverage, and mechanical breakdown insurance with Geico. The insurer also recently developed a usage-based insurance app, which is now available in some states.

You can compare these providers in our Geico vs. Progressive article.

Here are some frequently asked questions about Hallmark Financial auto insurance:

Our review team extensively researches auto insurance providers to deliver informed and unbiased assessments of leading companies. We evaluate several key rating factors that are important to consumers to determine which providers are the best in the industry: