How To Navigate Apartment Pet Policy Breed Restrictions

Searching for an apartment can seem like an uphill battle if you have pets that are prohibited by breed restrictions.

While it might seem impossible to navigate around these policies, there are ways to work through it. Keep reading to learn more about breed restrictions and why they exist. We’ll also explore your legal rights as a pet owner and offer valuable tips for portraying your pet positively to prospective landlords.

What are breed restrictions?

Breed restrictions are rules that prevent specific breeds of pets—often dogs such as pit bulls, Dobermans, Rottweilers, mastiffs, and German shepherds—from living in a rental property. These aren’t universal rules‌, however. So you’ll see different regulations across the country.

The difference between breed restrictions vs. pet policies

These two terms might seem interchangeable, but they’re not. Breed restrictions focus on prohibiting certain breeds. Pet policies, however, cover broader rules, like the size of your pet, the number of pets you can have, or even the types of pets (if any) you’re allowed.

For example, a pit bull might be restricted in one rental community but allowed in another. If so, that’s considered a breed restriction. However, if a community allows pit bulls but renters are restricted to two dogs per household, that’s a pet policy. Think of breed restrictions as a subset of pet policies.

Why do breed restrictions exist?

Breed restrictions can seem unfair, but understanding why they’re in place can help you better navigate them. Typical reasons for restrictions include the following:

• Physical characteristics and temperament: Some breeds are considered riskier to landlords due to their size, weight, or exercise requirements. For instance, a large dog like a Great Dane might not be suitable for a small apartment—nor would it likely be happy in one. When it comes to temperament, which is an animal’s overall personality or nature, dogs like toy breeds might be considered too noisy. Others, like golden retrievers, might be considered too active for small apartment living.
• Role of insurance: Insurance companies cover expenses from damage to property, along with injuries that happen on a property. To reduce their risk of loss, insurance companies might restrict breeds known for biting or being destructive. If an insurance policy prohibits certain breeds, the landlord’s hands might be tied.
• Legal compliance: Certain counties and cities have breed-specific legislation, which can impose breed restrictions in certain communities. Landlords might not have a choice but to follow the local laws, even if they disagree with them.
• Perception of danger: Some people perceive specific breeds as more dangerous than others. However, your pet’s breed is generally a poor predictor of its behavior. Instead, each pet is an individual that’s influenced by their environment and personality.

Is there a universal list of restricted breeds?

There is not a universal list of restricted breeds due to a few reasons.

• Region, landlord, and insurance variance: There are many factors that can affect restrictions. As such, a breed that’s restricted in one community might be welcomed with open arms in another neighborhood a block away.
• Lack of a universal standard: Without a one-size-fits-all list, there’s room for subjectivity. As a result, you might find that there’s no rhyme or reason to some laws, but you’ll still have to follow them.

What can you do when looking for a pet-friendly apartment? Consider differences in breed-specific legislation before settling on a rental, and check with your landlord or management company to see if these restrictions apply to you.

Recognizing what breed restrictions are, why they exist, and how they differ from general pet policies means you’ll be one step closer to finding that perfect home for you and your furry friend.

7 tips for presenting your pet in the best possible light

Presenting your pet positively to a potential landlord is essential, especially when dealing with breed restrictions. It could mean the difference between securing your dream home or having to continue your search.

If insurance liability and legal compliance aren’t factors in your landlord’s choice to accept your pet, you might have some negotiating power. Use the following tips to showcase your pet in the best possible light:

1. Request a pet interview: Don’t just tell your potential landlord about your amazing pet—show it. Ask for a pet interview to demonstrate to the landlord your pet’s good behavior. Explain your training methods, and emphasize how responsible you are as an owner. This face-to-face interaction can dispel any preconceived notions the landlord might have had about your pet’s breed.
2. Create a pet resume: Prepare a resume for your pet to highlight its qualities, any training certificates it’s received, and its achievements. Include fun facts, too, like your pet’s favorite toys or games. This document offers a personal touch and can help potential landlords connect with your pet.
3. Provide references: Reach out to previous landlords, neighbors, or pet sitters who can vouch for your pet’s behavior. A strong reference letter praising your pet’s conduct can make a powerful impact.
4. Gather vet records: Present the landlord with your pet’s health and vaccination records to prove that you’re a responsible pet parent who prioritizes your pet’s well-being. Also: Spaying or neutering your dog and early socialization tend to reduce aggression, so you’ll want to show that you’ve taken care of these things.
5. Create a video: A short video showcasing your pet’s obedience can be compelling. Film your pet playing, obeying commands, or interacting with people and other pets. This visual evidence can reinforce what you’ve already stated in the interview or resume.
6. Offer to pay pet rent: Discuss pet deposits or monthly fees with your landlord. Offering to pay pet rent shows that you’re a committed and responsible pet parent. Make sure, though, that these details are specified in the lease to avoid any misunderstandings.
7. Secure renters insurance: Renters insurance that includes pet liability might be available for you and your pet. Providing proof of insurance shows the landlord that you’re prepared to take financial responsibility if something unexpected happens. (Note: Don’t confuse pet liability with pet insurance. Pet liability is an add-on to renters insurance. Pet insurance is a plan that helps with veterinarian costs.)

These seven tips will help you build a foundation of trust as you showcase your loving, well-behaved furry family member. Putting in this extra effort will not only increase your chances of securing the rental but also set the stage for a positive landlord-renter relationship.

Are breed restrictions legal?

As mentioned, certain states and individual communities have breed-specific legislation in place. However, the Fair Housing Act and the Americans with Disabilities Act describe distinct stipulations regarding breed restrictions.

According to the ADA, any breed can qualify as a service dog, unless “the animal has a history of misbehavior or is not under adequate control of the handler that the animal would be excluded.” The FHA branches out even further to include therapy dogs and emotional support animals as assistance animals, stating that “housing providers cannot apply breed, size, or weight restrictions to assistance animals.”

Of course, if the assistance animal proves to have actual behavioral issues (rather than perceived ones), it can be restricted. If you have an assistance animal and your potential landlord cites breed restrictions as a reason not to provide a lease, it might be wise to consult legal advice or seek assistance from a local housing authority.

Notably, breed bans are declining as a result of a change in perspective. In fact, 73 municipalities have repealed breed-specific legislation as of April 2023, recognizing that responsible ownership matters more than the breed itself.

What rights do pet owners have?

It’s crucial to know your rights as a renter and a pet owner. They include the following:

• Pet policy changes: When renting, always scrutinize your lease’s language regarding pets. Contracts can’t be changed without agreement from both sides. If there’s a sudden shift in pet policy, ensure it’s within the legal boundaries of your lease and that you’ve given consent.
• Pet removals: Your landlord can’t simply remove a pet or force you or your pet out. The landlord must follow legal procedures, giving notice except in emergencies—unless otherwise specified in the lease.

How to find pet-friendly apartments near you

Finding a pet-friendly apartment that feels like home for both you and your furry friend might seem like an uphill battle. But with the right tools and resources, you can succeed. Here’s how:

• Use advanced filters: Start your search by using the filtering options on rental sites based on pet type. For example, Realtor.com allows you to easily find pet-friendly rentals that are within your price range and space requirements.
• Contact agents with expertise: If you want a more personalized approach, reach out to real estate agents who specialize in finding pet-friendly properties. They understand the unique challenges you’re facing and can help you find a place that both you and your pet will love.
• Check community reviews: Search for reviews and ratings from other pet parents to get a sense of how pet-friendly a community really is.
• Visit properties virtually or in person: Once you have your shortlist, take a virtual tour or walk through potential homes with your pet in mind. Ask about each property’s pet policies, determine its pet amenities, and imagine your pet in that space.

Find pet-friendly rentals on Realtor.com

Finding the perfect home for you and your furry friend doesn’t have to be challenging. We’ve unraveled the uneven terrain of breed restrictions, explored your rights as a pet owner, and provided valuable insights to help you present your pet positively.

Your next step? Embracing the search and discovery process while knowing your options and rights. Explore Realtor.com to search oodles of pet-friendly rental listings near you.