A MOTORS expert has revealed seven ways you could be saving money on car insurance.

Passing your test is an exciting time for any new driver, but finding and understanding car insurance can be confusing and overwhelming.

1

Experts at A-Plan Insurance have created a tell-all guide for any motorist looking to insure their car.

Car insurance for new drivers, especially those aged between 17 and 25, can be expensive, so it’s important to look around and explore all the options before choosing which insurance policy to go for.

To make insurance cheaper, you can pay for the year’s policy upfront; however, if this is too much of a costly payment to make at one time, you can opt to pay monthly.

There are also ways that a young or new driver can reduce the cost of insurance premiums; these can include:

1. Insure a car with a smaller engine

A smaller engine is less likely to be involved in high-speed accidents as they are less powerful.

2. Complete a Pass Plus course

This course can make you safer on the roads, making you less likely to be involved in an accident and therefore deem you less of a risk.

3. Get insured on a black box policy

Black boxes allow the insurer to monitor the speed and behaviours of how you drive, proving how safely you drive, meaning cheaper premiums.

4. Add a low-risk and experienced driver to your policy 

Adding experienced drivers, such as parents, relatives or older friends, onto your insurance can, in some cases, help to reduce the price.

Make sure, though, that this added driver does not, at any point, pretend to be the vehicle’s main driver, as this is illegal.

5. Pay a higher voluntary excess

Paying a higher voluntary excess fee on top of your required excess can help reduce the price.

It can cause you to pay more in some cases, though, if you need to make a claim.

6. Add-ons might not be the cheapest way of coverage 

Shop around for coverage! You don’t have to add on things like breakdown cover from one insurer; shop around until you find the best deal.

7. Talk to an insurance broker

By talking to an insurance broker, they will be able to advise you about the best options for you as a new driver.

We recently told how a furious parent blasted a selfish driver after they were forced to walk onto a road with a pram.

Taking to Reddit, the frustrated Glasgow resident posted a picture of an Audi parked on a pavement, blocking any pedestrians from getting past.

We pay for your stories and videos! Do you have a story or video for The Scottish Sun? Email us at scoop@thesun.co.uk or call 0141 420 5200