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MetLife Car Insurance Review 2023


  • Former MetLife policies are now serviced by Farmers.

  • No longer available to new customers.
  • Had expensive car insurance rates compared to competitors.
  • Had a high level of customer complaints.

Farmers Insurance acquires MetLife auto and home insurance

In 2021, MetLife sold its home and auto insurance business to Farmers, meaning drivers cannot purchase new car insurance policies through MetLife.

Before MetLife sold its car insurance business, the provider was known for its high car insurance rates and high levels of customer complaints.

MetLife compared to other car insurance companies

Though the company no longer offers car insurance to new customers, MetLife auto insurance reviews cited a high level of customer complaints and high prices when it issued new policies.

In comparison, Farmers car insurance also has higher-than-average prices, but it has a low level of customer complaints.

Types of car insurance offered by MetLife

You can no longer purchase car insurance through MetLife. Visiting the car insurance page on MetLife’s website will direct you to Farmers, which purchased MetLife’s home and auto business in 2021.

Here’s a look at the types of car insurance you can get through Farmers:

Other insurance products offered by MetLife

Though MetLife no longer sells home and auto insurance products, the company still offers a wide range of other insurance policies, including:

MetLife car insurance discounts

While you can’t purchase a new car insurance policy with MetLife and take advantage of discounts, former MetLife policyholders who moved to Farmers may still benefit from the following discounts:

  • Employee and retiree discounts: Current and retired employees of MetLife get a group discount on car insurance policies.
  • Multi-policy discount: Contact Farmers to determine if any multi-policy discounts, such as bundling home and auto insurance, apply.
  • Other employment or group discounts: Policyholders who had gotten discounts for MetLife car insurance policies through specific employers or associations now enjoy the same discounts through Farmers.

Where to get MetLife car insurance

Drivers can no longer purchase new car insurance policies through MetLife. The car insurance landing page on MetLife’s site directs readers to the Farmers site.

If you had car insurance with MetLife and are now working with Farmers, you should compare car insurance quotes to make sure you’re still getting the best price for the car insurance coverage you need. 

Research your coverage options: Best car insurance companies

MetLife car insurance reviews

Before MetLife sold its car insurance business to Farmers, the provider generated much higher than average levels of customer complaints.

The National Association of Insurance Commissioners’ 2020 data (the last year that MetLife would’ve been eligible for analysis as a car insurance company) shows that MetLife generated 45% more customer complaints than the average car insurance provider. In the industry, customer complaints tend to focus on the claims and settlement process.

Frequently asked questions (FAQs)

MetLife is a global insurance provider that dates back to 1863, when the company started as National Union Life and Limb Insurance Co. during the Civil War. 

In 1868, the company rebranded to Metropolitan Life Insurance Company (MetLife) and focused on life insurance, eventually expanding its offerings to other insurance policies.

In 2021, MetLife sold its home and auto insurance business to Farmers Insurance Group.

MetLife no longer sells car insurance, so you’ll need to look elsewhere to find the best car insurance options. 

MetLife does still offer other types of policies, like health and life insurance, and has earned an A+ (Superior) rating from AM Best, marking its financial strength and thus its ability to pay claims.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.



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