As the warmer weather arrives in New York, it means a lot of people will be hitting the water. That means it’s also a good time for a refresher on boating safety.
As well as snacks, bait and sunscreen, life jackets, a first aid kit and a fire extinguisher should always be on board. All vessels must also have a horn or whistle and navigation lights.
“You’ve got to make sure that your lights, your navigation lights are all in good working order, that you have lights,” said Gary Mazzacano, a marine patrol officer with the Lake George Park Commission. “If you don’t have lights, you will be stopped and you may receive a ticket. So make sure you like to work and be very careful at night here in the dark.”
AAA recommends having boat insurance. Many boaters believe their existing insurance policies automatically cover their boat, trailer and onboard items. In reality, most auto and homeowner policies do not cover water damage, liability or theft.
Don’t forget about the safety courses. Under Brianna’s Law, most boaters will need a safety certificate. Those born on or after Jan. 1, 1978, need a safety certificate.
Next year, all powerboat operators, regardless of age, will need a boating safety certificate.
Clinton Mora is a reporter for Trending Insurance News. He has previously worked for the Forbes. As a contributor to Trending Insurance News, Clinton covers emerging a wide range of property and casualty insurance related stories.