It’s a sobering thought that one task often carried out on Christmas Day is the search for a better car insurance deal. Of course the new year is also a time for new car shopping, so it makes sense. Here’s the word;
Go.Compare Car Insurance has revealed that over 12,000 motorists ran a car insurance quote on Christmas Day 2024, proving that even during the festive season, drivers are keen to make sure they’re getting the right cover for their requirements.
The comparison site looked at how many people ran a car insurance quote on Christmas Day last year and found that, across the day, over 12,000 people were shopping for cover. The numbers also show that the peak time of day for searching for cover was between 2-4pm, when the highest number of people had logged on to compare their policies.
Tom Banks, spokesperson for Go.Compare Car Insurance, said:
“We were surprised that so many people were looking to buy their car insurance on Christmas Day but it’s great to see that, even during the festive season, people are taking the time to shop around for the best deal – although we hope it’s not because this many people needed a break from family festive time.
“According to the data, the number of people searching for car insurance peaked between 2-4pm, so just after lunch and before many families might be cracking open the board games.
“It’s sites such as Go.Compare that make it possible for people to take control of their insurance – and other financial products – outside of traditional office hours, which may seem unappealing to some but if it’s on your mind and you just want to get is sorted, you can.
“Our latest car insurance price index has revealed that the average cost of a car insurance policy between July and September 2025 was £400, which was £14 cheaper than the previous quarter and the lowest since 2023. But even with premiums decreasing, it’s still a significant outgoing for many, so it’s no wonder it might be on people’s minds – even during the height of the festive season.”
Go.Compare has compiled these tips to help keep car insurance costs down:
- The best way to save money on your insurance is to shop around and make sure you’re not taking the first quote you’re offered. Comparison sites generally compare over 100 policies in one place so you can be sure that you’re scanning a large percentage of the market and stand the best chance of getting the right deal for you.
- Increase your voluntary excess: Opting for a higher excess can reduce your premium, but it’s important that it’s an amount you can afford in the event of a claim.
- Consider telematics or “black box” insurance: Especially for younger drivers, this can reward safe driving with lower premiums.
- Review coverage annually: Life changes, such as a new car, moving house, or reduced mileage, can affect your policy — adjusting accordingly can save money.
For more information on how to save on your car insurance, please visit:
https://www.gocompare.com/car-insurance/guide/top-tips-for-cheaper-car-insurance/
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Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.