Car insurance costs keep climbing — up 24% in 2024 and another 12% in 2025, according to Bankrate.
The average cost of full coverage in the U.S. is now $2,638 per year, meaning the typical household spends 3.39% of its income on insurance for just one car.
But the car you drive can significantly impact your insurance rates. CarEdge analyzed insurance costs to find the least expensive popular car brands to insure annually. It excluded luxury cars from its analysis.
If you’re shopping for a new vehicle and want to cut costs, this list is a great place to start.
#8: Kia — $2,200 a year
Photo: Kia
#7: Honda — $2,188
Photo: Honda
#6: Subaru — $2,164
Photo: Honda
#5: Fiat — $2,155
Photo: Fiat
#4: Jeep — $2,103
Photo: Stellantis
#3: Chrysler — $2,102
Photo: Chrysler
#2: MINI — $2,002
Photo: MINI USA
#1: Mazda — $1,979
Photo: Mazda
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Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.