Just like everyone else in Texas, I noticed all my bills going up lately, whether it’s the grocery, water, or electricity, it costs more to live right now. But we all enjoy the nice things we have, and we want to keep those things going, so we need to go to work, pay our bills, and keep our comfortable life.

But after seeing our car insurance bill increase recently it made me wonder how we could lower our bill and what vehicles are the cheapest to insure.

When it comes to vehicle insurance there are a few factors involved when the insurance provider determines your premium amount. Which include the vehicle’s safety features, repair costs, overall value of the vehicle, and theft rates.

It’s important to check your insurance rates prior to getting into a new vehicle as the rates could change drastically. 

Tips to Lower Your Insurance Rates 

While you might not have a lot of say when it comes to safety features in a vehicle or the theft rates. But there are some things you can do to keep your insurance rates down including maintaining a clean driving record, increasing your deductible, asking about discounts, and don’t be afraid to look around to compare rates.  

Let’s See What Vehicles Are Cheapest to Insure 

If you’re wanting to not spend a lot of money on your vehicle insurance each month. Here is a list of vehicles known to have lower insurance rates in Texas. No matter the vehicle, make sure you are safe when behind the wheel, especially if you want your insurance rates to drop.