Cyberattacks and inflation are at the top among concerns for business leaders, according to a recent survey from The Hartford.
The insurer’s 2026 Risk Monitor report is based on a survey of 500 U.S. midsize and large businesses. Results put both cyber risks and economic risks at the top for 77% of respondents.
Cyber remains the most persistent and top-of-mind risk for midsize and large businesses, driven by ongoing concerns around phishing, ransomware, and data breaches.
Phishing, ransomware, and data breaches are at the forefront of business concerns that can disrupt operations and damage trust, according to the survey, and 67% of respondents said their business has an insurance policy and a response plan–leaving a third without one.
More than half of business leaders said enhancements to cyber policies are planned in the coming year, but despite mitigation efforts, many businesses still see cyber threats as an evolving and escalating challenge
Artificial intelligence crept into the top 5 risks, with 53% of leaders citing the risk. Cybersecurity threats, data security, misuse, accuracy, and the broader impact AI may have on operations and the workforce were cited as concerns.
Turning to economic risk, fluctuating economic uncertainty has leaders concerned as “trade policies and geopolitical pressures make it difficult for organizations to plan and operate with confidence,” The Hartford said.
One respondent quoted said that inflation is the biggest concern because it can affect revenue and material costs. Sixty-three percent of respondents are concerned about tariffs.
Supply chain risks have grown significantly, with businesses worried about delays, cost increases, and the ability to meet customer and project demands. These disruptions are closely tied to broader economic and geopolitical pressures. This risk was named by 67% of respondents.
Concerns about regulatory complexity and compliance have increased compared to last year, reflecting a more challenging policy environment. Midsize and large businesses are focused on keeping pace with changing regulations while avoiding penalties and operational disruptions. This risk was also named by 67% of respondents.
Worker safety remains a critical operational concern, particularly as organizations focus on reducing injuries, controlling workers’ compensation costs, and retaining talent. Many businesses are prioritizing safety training and procedures as key risk mitigation strategies. This risk was named by 63% of respondents.
Topics
Commercial Lines
Business Insurance
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Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.