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Unmarried California Drivers Can Be Charged Higher Insurance

Unmarried California Drivers Can Be Charged Higher Insurance


The California Courts of Appeal upheld a state regulation that allows car insurance companies to use marital status to help determine what rates they assign to drivers.

This policy was challenged in 2022 by Adamma Ison and other unmarried car insurance policyholders, who argued that it violated state civil rights and auto insurance nondiscrimination protections.

Ison argued that insurance companies should be barred from using marital status to determine rates. The practice led to unmarried people being charged $56 to $100 more than their married counterparts, she said.

The plaintiffs were looking for an order to compel California Insurance Commissioner …



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