Driving without car insurance in the USA is risky business, as not only is having car insurance – or proof of financial responsibility – a strict legal requirement in all 50 states and Washington D.C., but getting into an accident, whether you’re at fault or not, could also result in some pricey consequences. This could include fines, lawsuits, and medical bills. In some cases, you could even be charged with jail time.
According to a report compiled by the Insurance Research Council, nearly one in eight drivers did not have car insurance in 2021, and with more than 12 million vehicle accidents recorded in just 2019 alone, it’s clear that the serious consequences of driving a car without insurance still need to be stressed.
Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.