There are many different pet insurance companies out there. And each company offers multiple policy options.

Owners will need to consider key factors when choosing a pet insurer, such as monthly premium costs, coverage limitations (and exclusions), and out-of-pocket expenses. It is also important to consider the insurer’s reputation for handling claims.

Here are a few key criteria to think about when choosing a pet insurance company. Remember, look at the big picture and not just the monthly premium price. There’s often a tradeoff between the comprehensiveness of the coverage and the cost of a policy.