Plus, planning for retirement, and travel insurance for scuba diving
Your broker or insurer can advise you on the claims which won’t impact your no-claims bonus. Photo: Getty Images
Q I would like to protect my no-claims bonus (NCB). My insurer offers two options here: step-back NCB or full NCB protection. Which one should I go for?

Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.