Nevada currently sits as the second most expensive state in the country when it comes to car insurance rates.
While there are some ways to help reduce costs, some factors contributing to the higher rates are out of our control.
Doing proper research before picking an insurance policy can help you in the long run.
Some tips to lower rates include maintaining a good driving record, taking driving courses, comparing multiple different policies to find the best rate, and if you have kids, some agencies even offer discounts for good grades.
Some of the factors that are contributing to rising rates include a rise in distracted or impaired driving, un-insured or under-insured drivers, vehicle costs, and even the current legal climate.
On top of this, car repair costs are much higher than they were years ago and many accident claims being made are too high.
Experts fear that if the current trends continue, car insurance rates may not go down for quite some time.
Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.