HomeCar InsuranceAAA Urges Homeowners and Drivers to Assess Potential Damage Following Winter Storm

AAA Urges Homeowners and Drivers to Assess Potential Damage Following Winter Storm


DEARBORN, Mich., (January 27, 2026) — Winter Storm Fern brought frigid temperatures, heavy snow and strong winds across the region, and AAA – The Auto Club Group is encouraging residents to be careful on the roads and take time to evaluate their homes and vehicles for any potential storm‑related issues.

“Storms like this can create a wide range of problems, even if everything looks fine at first glance,” said Adrienne Woodland, spokesperson for AAA – The Auto Club Group. “One of the most important things people can do right now is simply walk their property, look for anything that seems out of place, and address small issues before they turn into bigger ones. A few minutes of attention now can prevent a lot of headaches later.”

Potential Property Damage

Even when damage isn’t immediately obvious, winter storms can create problems that surface later. Homeowners may want to look for general signs of stress or wear, including:

·       Exterior strain from heavy snow, ice, or strong winds

·       Leaking pipes and water damage

·       Tree‑related impacts, such as branches that may have fallen on structures

·       Effects of power outages, which can affect appliances or home systems

·       Damage to outdoor structures, like fences or sheds, exposed to severe weather

Potential Vehicle Damage

Winter Storm Fern may also have affected vehicles in ways unrelated to collisions. Drivers may want to check for:

·       Cosmetic or structural impacts from ice or fallen debris

·       Mechanical strain caused by extreme cold

·       Electrical issues following power fluctuations or jump‑starts

These types of issues are often covered under comprehensive auto insurance.

AAA’s Guidance for Documenting Damage

AAA recommends a careful, organized approach:

1.      Prioritize Safety. Avoid unstable structures, downed power lines, or icy surfaces.

2.      Document Thoroughly. Take photos and videos of any damage and save receipts for temporary repairs.

3.      Prevent Additional Harm. Make reasonable temporary fixes to stop further deterioration.

4.      Create an Inventory. List damaged items with approximate age and value.

How to Begin the Claims Process

Residents who believe they may need to file a claim should:

1.      Review Their Policy. Understand deductibles, coverage limits, and exclusions.

2.      Contact Their Insurance Provider Promptly. Share initial details and be prepared to provide documentation.

3.      Meet With the Claims Adjuster. Walk through the damage together and ask about next steps.

AAA Insurance customers can begin the claims process by visiting AAA.com/Insurance.

Driver Safety Advice After a Winter Storm

AAA encourages drivers to stay alert to post‑storm hazards:

·       Watch for black ice, especially on bridges and shaded areas

·       Avoid driving over debris or snow piles that may conceal hazards

·       Give snowplows and utility crews plenty of space

·       Check tire pressure, which can drop significantly in cold weather

·       Clear all snow and ice from your vehicle, including the roof

·       Have your battery tested, as cold weather can weaken older batteries

·       Make sure your wiper blades are working properly (replace if worn) and that your windshield washer fluid reservoir is full and functioning

·       Watch for potholes that form after extreme cold weather and can wreak havoc on suspension systems and tires

Roadside Assistance: What Drivers Should Know

AAA is available to help members who experience a dead battery, flat tire, lockout, or other roadside emergency. However, severe weather can affect response times.

·       High call volumes, icy roads, and road closures may lead to longer waits than usual.

·       Drivers should move to a safe location, if possible, and remain inside their vehicle until help arrives.

·       Members can request service through the AAA mobile app, online, or by phone.

·       For dead batteries, AAA can provide on‑site testing and replacement in most areas.

AAA reminds drivers that patience is essential during widespread weather events, as crews work to reach members as safely and quickly as conditions allow.





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