New York Gov. Kathy Hochul on Wednesday signed into law measures part of the state budget that aim to lower auto insurance costs for motorists in the state.

One of her top priorities in this lengthy state budget season, the new laws aim to combat fraud and limit damages paid out to bad actors.

The laws also clarify what a “serious injury” is for damages for pain and suffering, caps excess profits that insurance companies bring in and prohibits insurance companies from setting rates based on zip code, homeownership, occupation or education level.

“Outdated laws, special interest loopholes and jackpot insurance payouts to bad actors have long forced New Yorkers to pay some of the highest car insurance rates in the nation,” Hochul said. “These hardfought reforms are a win for every New Yorker who depends on a car to go to work or drop their kids at school.”

New Yorkers pay on average $1,895 annually per vehicle for car insurance — the third highest nationwide — and well above the national average at $1,438, according to the latest data.

The Citizen’s Budget Commission has estimated the legislation could lower costs by 10%, saving motorists at least $200 per vehicle a year.

“This is what it looks like when you start tackling a problem that has been endemic and universal and start saying enough is enough,” Hochul said.

The measures come as state lawmakers continue voting on state budget bills this week in the final stretch of a process that went long past the April 1 deadline.

“A budget is a reflection of your priorities, a reflection of my priorities,” Hochul said. “And with this, with this conclusion of a long process, I feel confident that New Yorkers from every corner of the state are going to be beneficiaries of the hard fought fights that I thought were so essential to get us to this point.”