Stephen Freeman

Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.

Texas Car Insurance Costs in 2026: Why Premiums Are High and What Crashes Have to Do With It

If you’ve opened your renewal notice lately and sighed (or maybe cursed) at the number, you’re not alone. Crash costs keep climbing, storms keep smashing up cars, and modern vehicles just aren’t cheap to fix — that’s the...

Florida insurance rates drop as companies announce cuts

Florida's insurance rates for homes and autos are seeing significant reductions as six companies announce rate cuts, according to the state's insurance commissioner.Walter Baretta of Cape Coral, who works in construction, understands the financial burden of insurance."Sometimes those...

With AI-First Mindset, ‘Sky is the Limit’ at The Hartford

In search for clues about property/casualty insurance carrier profit potential and market conditions for 2026, Carrier Management listened to earnings conference calls for six publicly traded insurers in January, gathering executive explanations about 2025...

Alberta auto insurance rate caps harming market: report

The Montreal Economic Institute, an independent think tank, concluded that...

AI in auto claims is a necessity

Not long ago, conversations about AI in auto insurance were filled with hypotheticals: Would algorithms meaningfully change claims handling? Could collision repair shops benefit from automation? Should we expect AI to alter how damaged vehicles are assessed or...

Take a look inside the firm recognized as the Best Place to Work in Insurance

This piece is sponsored by Holmes Murphy. It takes an impressive performance to rank No. 1 in your field once – but make the list for more than a decade and it becomes clear there’s something exceptional at work. That’s...
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