New data reveals notable shifts in the US auto insurance landscape, marked by a surge in driving violations, evolving consumer shopping habits, and a gradual return to profitability for insurers. The 2025 LexisNexis US Auto Insurance Trends Report, released Thursday, highlights a complex market where both challenges and opportunities are emerging for carriers.

Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.