Why Trust Us

Every Investopedia product review starts with a thorough research process and rigorous analysis to find the best providers. For this list of the best travel insurance providers, we collected data points related to dozens of criteria from 17 companies. The criteria helped us look at each company’s costs, coverages, and customer service options with unbiased eyes to help you choose the best provider for you.

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How We Chose the Best Travel Insurance Companies

To create this list of the best travel insurance companies, we first had to decide which providers to even consider. We conducted market research about company relevance, reputation, and quality to come up with a list of 17 companies to research further. 

From there, we gathered 765 data points related to 45 criteria between March 7 and March 19, 2025. We sourced the data from company websites, customer service calls, and the credit rating agency AM Best. Then staff editors and research analysts created a quantitative model that scores each company based on six major categories. Here’s how we weighted the categories:

• Primary coverage: 39%
• Medical coverage: 25%
• Cost: 19%
• Secondary coverage: 11%
• Customer service features: 5%
• Cruise coverage: 1%

To name the best cruise insurance provider, we used a separate methodology with these weights:

• Cruise Coverage: 87%
• Cost: 13%