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Is a Federal Reinsurance Backstop the Answer to Home Insurance Challenges?

The Brookings Institution’s Hamilton Project has released a proposal for a federal reinsurance backstop called US Re to leverage federal borrowing capacity and stabilize the country’s homeowners insurance market. “Properly constructed, US Re could improve resilience...

How credit history can shape your home insurance rates

In December, two women bought nearly identical houses just a few blocks apart in Northern Minnesota. The homes shared identical layouts, were constructed at roughly the same time, and were purchased for the same price. But when it came to home insurance rates,...

Map Shows States Where Home Insurance Has Risen Faster Than Inflation

Home insurance rates have risen faster than inflation in 44 states and the District of Columbia over the past five years, according to a new report by LendingTree trying to quantify the burden that these growing costs are putting on American households.Between 2020...

CA families shoulder fallout of statewide insurance failure

Welcome to CalMatters, the only nonprofit newsroom devoted solely to covering statewide issues that affect all Californians. Sign up for WeeklyMatters for a Saturday morning digest of the latest news and commentary from the Golden State. This story is part of California Voices, a...

Indiana’s foreclosure rate ranks worst in country, according to new data

This story will be updated. Indiana has the worst foreclosure filing rate of all states in the U.S., according to new property data, contributing to a gradual upward trend in foreclosure rates that began last year. Two cities — Indianapolis and Evansville — rank in...