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Wildfires and Government Action Exclusions

One of my first visuals of the conflagration in Los Angeles was a video of vehicles on the streets in the Pacific Palisades community being bulldozed to clear room for emergency vehicles. With traffic snarled...

A Home Insurance Storm Is Brewing in This State

A potential property insurance crisis looms over New Mexico, a wildfire-prone state where more than one in five homeowners (23.3 percent) don't have insurance coverage—according to a recent report by LendingTree—and non-renewals are becoming more common in the most vulnerable areas.That's nearly double...

House advances ‘loser pays’ rules for insurance lawsuits

After years of passing insurer-friendly bills to stabilize the market and attract companies to the state, Florida lawmakers are now advancing legislation to give policyholders more even footing with providers. This week, members of the House Insurance and Banking Subcommittee voted 15-1 for HB...

Keeping up with rates: Home insurance increases cause concern for Bay Area residents

Texas has some of the highest home insurance premiums in the nation, National Bureau of Economic Research, falling behind only Florida and Louisiana—and those rates are continuing to climb year-over-year.Clear Lake homeowner Bob Dempsey learned in 2023 that his home insurer Kemper was...

‘The ability to afford where we live is decreasing rapidly’

Data from the National Interagency Fire Center shows that the extent of area burned by wildfires in the U.S. appears to have increased since the 1980s, per the U.S. Environmental Protection Agency.As wildfire damage becomes more rampant in the wake of human-induced extreme...

Insurance is harder to find for some Florida homeowners

Many homeowners saying they have fewer options this year when it comes to looking for home insurance, especially if you're in a manufactured or mobile home.This comes at a time when more of these types of homes are going up on the market.More...