Boca Raton and Delray Beach city officials this week presented options for adjusting to a ballot measure that would—if approved by 60% of voters—expand homestead exemptions.
The bill—as approved by the Legislature and Gov. Ron DeSantis—would expand homestead exemptions from $50,000 to $150,000 for...
A reader wrote last week about “shock and awe” over an 87% increase in his home insurance costs. While the writer stated that his insurer wants to ...
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Home insurance isn’t something that people think about until disaster strikes. But for many North Carolinians, insurance is front-of-mind as climbing premium prices strain household budgets. This month, homeowners’ premiums increase another 7.5% (part of a two-year increase negotiated in 2024). These follow...
California homeowners are navigating higher premiums, stricter underwriting standards, and changing coverage availability in 2026. Insurance professionals report that wildfire risk, rebuilding costs, and evolving market conditions are prompting many property owners to reassess their insurance options and coverage strategies.Mission Viejo, California, United...
A structure damaged by Hurricane Helene in Old Fort, North Carolina, in fall 2024. Many residents affected through the state lacked flood insurance. Photo: NCDOTcommunications via Flickr Creative Commons (CC BY 2.0)
TipSheet: Is Climate Disaster Insurance a Worsening Disaster?
By Joseph A. Davis
When Hurricane...