California homeowners are navigating higher premiums, stricter underwriting standards, and changing coverage availability in 2026. Insurance professionals report that wildfire risk, rebuilding costs, and evolving market conditions are prompting many property owners to reassess their insurance options and coverage strategies.Mission Viejo, California, United...
A structure damaged by Hurricane Helene in Old Fort, North Carolina, in fall 2024. Many residents affected through the state lacked flood insurance. Photo: NCDOTcommunications via Flickr Creative Commons (CC BY 2.0)
TipSheet: Is Climate Disaster Insurance a Worsening Disaster?
By Joseph A. Davis
When Hurricane...
Insurance rates have skyrocketed since the pandemic, and jaw-dropping renewal notices have left many consumers stretched thin when it comes to protecting their assets. Nearly half of Americans with auto insurance (49%) and homeowners insurance (46%) say they’re stressed about their premiums,...
Third annual report analyzes 265,000+ policies nationwide, signaling a potential shift in the insurance rate cycleSCHAUMBURG, Ill., May 21, 2026 (GLOBE NEWSWIRE) -- After years of relentless premium increases, homeowners may finally have a window to reassess their coverage and take better control...
Across industries, we've seen the power of AI to analyze still images or datasets and identify patterns humans might miss. Reviewing an MRI to detect early-stage Alzheimer's. Analyzing color and texture shifts in aerial crop images to spot the onset of fungal infections....
