HomeInsurance

Insurance

What! My Flood Policy Doesn’t Cover Flood Damage?! This, and Other Pitfalls of NFIP Flood Insurance Policies | Ward and Smith, P.A.

Congress created the National Flood Insurance Program (the "NFIP") to help make flood insurance more affordable in areas prone to flood damage.  FEMA oversees the program and writes the terms of the Standard Flood Insurance Policy (the "Policy"), and the Federal government pays claims. ...

Why are long-term care insurance rates going up in NC?

Insurance companies attribute rate hikes over the last two years to people living longer and higher health care costs. One company requested a 550% increase. ...

Oregon agency finalizes health insurance rates for 2025, rising an average 8.3% for individuals, 12.2% for small groups

SALEM, Ore. (KTVZ) – The Oregon Division of Financial Regulation said Thursday it has finalized the rate decisions for 2025 health insurance for the individual and small group markets. The division reviews and approves rates for...

Alaska governor vetoes bill requiring insurance cover a year of birth control at a time

JUNEAU, Alaska -- Alaska Gov. Mike Dunleavy on Wednesday vetoed a bipartisan bill that would have forced insurance companies to cover up to a year’s supply of birth control at a time, a measure that supporters said was especially important in providing access...

Digital services nearly match reputation in carrier selection

Following price, the largest considerations customers have when purchasing insurance  are coverage options (73%), brand/reputation (36%) and mobile app experience (35%). (Photo: Prostock-studio via Adobe Stock) The survey found that price of a policy is still the most important attribute...