HomeHome InsuranceHow California's Homeowners' Insurance Market Collapsed

How California’s Homeowners’ Insurance Market Collapsed


Join us on Tuesday, July 1, 2025 at 09:00 AM in Embassy Suites by Hilton Sacramento Riverfront Promenade to discuss the challenges facing California’s homeowners’ insurance market. Learn about the factors that led to its collapse and explore potential solutions to fix it. This in-person event will feature expert speakers and interactive discussions aimed at finding practical ways to address the issues. Don’t miss out on this opportunity to be part of the conversation and help shape the future of homeowners’ insurance in California!

Agenda

Opening Remarks: The 2025 LA Fires’ impact and aftermath.

Session 1: Proposition 103, the California Department of Insurance, the California Insurance Commissioners, Harvey Rosenfield, and the regulatory failures that have driven the chaotic collapse of the state’s property insurance markets.

Session 2: Government prior approval of rates versus the free market, a national perspective.

Break

Session 3: The elements of Prop 103 that need to be reformed and the process to do so.

Q&A with panel of speakers



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