Progressive Direct Insurance Co. agreed to a $500,000 class action lawsuit settlement to resolve claims it violated Florida law by sending late-night emails to collect debts.

The settlement benefits Florida residents who received a debt collection email from Progressive between 9 p.m. and 8 a.m. local time between July 2, 2022, and May 16, 2025.

According to the class action lawsuit, Progressive sent emails between 9 p.m. and 8 a.m. in violation of the Florida Consumer Collection Practices Act (FCCPA). The plaintiff in the case says she received emails from Progressive during these hours.

Progressive is an insurance company that offers car, motorcycle, boat, RV, home, renters, life and other types of insurance.

Progressive has not admitted any wrongdoing but agreed to a $500,000 class action settlement to resolve the FCCPA allegations.

Under the terms of the Progressive settlement, class members can receive a cash payment. Payments will be distributed on a pro rata basis, with each class member receiving a proportional share of the net settlement fund based on the number of valid claims filed. No payment estimates are available at this time.

The deadline for exclusion and objection is Nov. 7, 2025.

The final approval hearing for the Progressive settlement is scheduled for Dec. 8, 2025.

To receive settlement benefits, class members must submit a valid claim form by Nov. 24, 2025.