In loss medical insurance also increased by 7.8% on average this year

In addition, real loss insurance premiums will increase by 7.8% on average this year. The rate of increase in loss varies by generation of subscribed products. The first generation subscribers will increase by 3%, the second generation by 5%, the third generation by 16%, and the fourth generation by 20%. The initial (first generation) subscribers have a wider coverage, but they are paying higher premiums (compared to other generations), and the fourth generation has relatively lower premiums than other generations.

The industry explained that the increase in loss insurance premiums is inevitable as the deficit has grown at a time when overall medical expenses are rising. In other words, even if an individual does not go to the hospital, if the total amount of insurance claims increases, insurance premiums for all subscribers increase. The main reason this year was the increased loss ratio of loss of loss, he said.

However, some subscribers say that they do not have a history of car accidents and that they are burdened by rising insurance premiums every year even though they do not claim insurance money because they do not usually go to the hospital. Accordingly, some say that some subscribers should prevent over-treatment and insurance fraud to prevent insurance money leakage. In the end, the leakage of insurance money causes damage such as a rise in insurance premiums for good subscribers.

An industry official said, “If a minor patient in a car accident is to be treated for more than eight weeks, a revision bill that will be reviewed and a reorganization plan that prevents over-treatment of some subscribers is focused on preventing the leakage of insurance money.”