In 2025, the prices for motor insurance in Ukraine changed. The increase in the cost of the policy was the result of new pricing rules and healthy competition in the market. Find out more about how much the cheapest motor insurance will cost in 2025 and why prices have risen

Apply for a car insurance policy at Visit Ukraine – guaranteed protection on the road in just 5 minutes!

BUY

Motor vehicle insurance is compulsory insurance for cars and drivers’ liability for damage they may cause to other road users. This type of insurance is compulsory for all drivers, and without it, driving a car in Ukraine is prohibited.

It is important to remember that motor vehicle insurance does not cover your losses if you are at fault in an accident.

It only compensates the victims for their losses.

How much will the cheapest motor vehicle insurance cost in Ukraine in 2025 and why have insurance prices risen? We will tell you more in this article.

Take out a motor third party liability insurance online in 5 minutes and feel confident on the road!

Motor vehicle insurance 2025 price: how much will the cheapest motor vehicle insurance cost in 2025?

The price of motor insurance depends on several factors, including:

– Type of vehicle. Insurance for motorcycles will be cheaper than for passenger cars.

– Engine size. The larger the engine, the more expensive the insurance. This is due to the higher risks and likelihood of more serious damage.

– The owner’s place of registration. Prices may vary depending on the region of Ukraine, as some regions have higher rates of road accidents or a higher likelihood of car theft.

– Owner benefits. Combatants, persons with disabilities, pensioners and war veterans are entitled to a discount of up to 50% on motor insurance policies.

In 2025, the base cost of a motor vehicle insurance policy for a car with an engine capacity of up to 1.6 litres may vary from 5,000 UAH for a car registered in Kyiv. In smaller cities, the cost may be lower, depending on local factors.

If you are looking for the best price for motor insurance in 2025, there is no need to call insurance companies manually. On the Visit Ukraine portal, you can compare motor insurance from different companies in one place and choose the best option online in a few minutes.

Why did motor insurance become more expensive in 2025?

In 2025, changes affected the system of pricing insurance policies. Previously, motor insurance prices were regulated by the Motor (Transport) Insurance Bureau of Ukraine (MTIBU). However, insurance companies are now allowed to set their own prices for their services. This has created healthy competition in the market, but at the same time has led to significant changes in the cost of policies.

This means that the cost of motor insurance can now vary significantly between different insurance companies, and drivers have more options to choose the most advantageous offer. However, in the context of increased risks and rising losses, insurance companies have also raised their policy prices to ensure adequate financial compensation in the event of an insurance claim.

Don’t want to miss important updates and useful articles? Subscribe to our weekly newsletter!

What to look for when choosing motor insurance?

When choosing motor insurance, it is important to pay attention to several key aspects:

– Insurance company rating. Before taking out a policy, check reviews of the company and its reputation in the market.

– Coverage terms. Make sure that the policy covers all the necessary risks and meets your requirements.

– Policy price. Compare offers from different companies to find the best option.

– Preferential terms. If you are eligible for a discount, be sure to take advantage of it.

Advantages of purchasing motor insurance online through Visit Ukraine

– Speed and convenience. You can purchase a policy in a few minutes without having to visit an office.

– Comparison of offers. The portal presents options from different insurance companies, allowing you to easily choose the best policy.

– A unified pricing policy with service station partners, which guarantees the repair of the victim’s car.

– One of the best contact centres in Ukraine, providing information support.

– One of the best settlements in Ukraine, guaranteeing protection of the budget of the insured/person responsible for the accident.

Don’t waste time calling insurance companies!

Get your motor insurance quickly and profitably on the Visit Ukraine portal. Check all offers in one place and choose the best option for your car!

Reminder! Motor vehicle insurance (OSCPV) is a Ukrainian insurance policy that compensates victims of traffic accidents and is mandatory throughout the country. How much will motor vehicle insurance cost per month in 2025 — find out here.

Photo: iStock

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

© 2018-2025, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.