AAA sells auto insurance nationwide. There is a federation of 32 motor clubs and more than 1,000 branch offices in North America.
Founded in 1902, AAA or “Triple A” is a not-for-profit membership organization that provides automotive, travel and insurance services to millions of members across the United States and Canada. AAA car insurance is available to both AAA members and non-members, depending on your state.
AAA has extra benefits that can be helpful in case of an emergency. For example, AAA members can get discounts on hotel stays, rental cars and other travel expenses. They also have access to a 24-hour roadside assistance service. This can be a lifesaver if you have a flat tire or need help jump-starting your car.
AAA car insurance regional clubs
Because AAA is a federation of regional clubs, exact car insurance options vary based on location. To learn more about what’s available in your area, go to AAA’s website and enter your ZIP code. This will route you to the homepage for your regional AAA.
Here’s a look at the three main groups that offer AAA car insurance and the states where they are available.
Auto Club Enterprises
Regional clubs that fall under Auto Club Enterprises include:
- Automobile Club Interinsurance Exchange (Illinois)
- Automobile Club Interinsurance Exchange (Louisiana)
- Automobile Club Interinsurance Exchange (Missouri)
- Auto Club Country Mutual Insurance (Texas)
- Automobile Club of Southern California (this includes Interinsurance Exchange)
AAA car insurance from Auto Club Enterprises is available in the following states:
- Alabama
- Arkansas
- California
- Hawaii
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Maine
- Mississippi
- Missouri
- New Hampshire
- New Mexico
- Ohio
- Pennsylvania
- Texas
- Virginia
- Vermont
- West Virginia
CSAA Insurance Group
Regional clubs that fall under CSAA Insurance Group include:
- Automobile Club Inter-Insurance (Arizona)
- AAA Ohio
AAA car insurance from CSAA Insurance Group is available in the District of Columbia and the following states:
- Arizona
- California
- Colorado
- Connecticut
- Delaware
- Idaho
- Indiana
- Kansas
- Kentucky
- Maryland
- Montana
- New Jersey
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- South Dakota
- Utah
- Virginia
- West Virginia
- Wyoming
The Auto Club Group
Regional clubs that fall under The Auto Club Group includes:
- AAA Michigan Insurance
- Auto Club Group Insurance Co. (Nebraska)
- Auto Club Group Insurance Co. (Wisconsin)
- Auto Club Insurance Association (Illinois)
- Auto Club Property-Casualty (West Virginia)
- Meemic Insurance Co. (Michigan)
- MemberSelect Insurance Co. (Minnesota)
AAA car insurance from The Auto Club Group is available in the District of Columbia and the following states:
- Florida
- Georgia
- Iowa
- Illinois
- Michigan
- Minnesota
- North Carolina
- North Dakota
- Nebraska
- South Carolina
- Tennessee
- Wisconsin
Based in New York, Stephen Freeman is a Senior Editor at Trending Insurance News. Previously he has worked for Forbes and The Huffington Post. Steven is a graduate of Risk Management at the University of New York.