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House advances ‘loser pays’ rules for insurance lawsuits

After years of passing insurer-friendly bills to stabilize the market and attract companies to the state, Florida lawmakers are now advancing legislation to give policyholders more even footing with providers. This week, members of the House Insurance and Banking Subcommittee voted 15-1 for HB...

Keeping up with rates: Home insurance increases cause concern for Bay Area residents

Texas has some of the highest home insurance premiums in the nation, National Bureau of Economic Research, falling behind only Florida and Louisiana—and those rates are continuing to climb year-over-year.Clear Lake homeowner Bob Dempsey learned in 2023 that his home insurer Kemper was...

‘The ability to afford where we live is decreasing rapidly’

Data from the National Interagency Fire Center shows that the extent of area burned by wildfires in the U.S. appears to have increased since the 1980s, per the U.S. Environmental Protection Agency.As wildfire damage becomes more rampant in the wake of human-induced extreme...

Insurance is harder to find for some Florida homeowners

Many homeowners saying they have fewer options this year when it comes to looking for home insurance, especially if you're in a manufactured or mobile home.This comes at a time when more of these types of homes are going up on the market.More...

Rising customer dissatisfaction with homeowners insurance claims: J.D. Power

Extreme weather events, widespread premium increases, and long repair cycle times have strained customer satisfaction with the homeowners insurance claims experience, according to the J.D. Power 2025 U.S. Property Claims Satisfaction Study. Mark Garrett, Director of Insurance Intelligence at J.D. Power, said, “There were...

Wildfire risk leads to questions about the future of homeowners insurance

BOISE, Idaho — Idaho had a devastating wildfire season in 2024. According to the Idaho Department of Insurance nearly one million acres burned, around 200 structures were destroyed and that included around 40 people losing their home because of wildfires."It was difficult and...